PayDay One has been a leading provider of payday loans over the Internet since 2002. Our company was founded with one goal; to be the most consumer-friendly lender in the industry. For our customers, that means guaranteed prices, a fast and convenient loan process, and friendly customer service. PayDay One is a subsidiary of ThinkCash, Inc. with offices in Delaware, Nevada and Texas.
PayDay One and its affiliates offer payday advances, installment loans and credit services only to residents in those states where permitted by law. To obtain a loan, you must have a valid checking account and email address. In most cases loans will be funded the next business day without requiring any faxing of information unless we are unable to verify your application information. Great Rates refers to rates as compared to other similarly licensed online lenders. Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
Getting a PayDay One loan is easy, all you need is a job or proven source of income, Email address, listed home phone, checking account in good standing, and you must be at least 18 years of age. Our application will be either approved or declined based on our evaluation of the information you provide. Occasionally we may ask customers to fax additional information. So ask yourself, do you think of a cash advance as part of your monthly income or as a short-term emergency solution? If we’ve become like an extra paycheck, maybe it’s time you also considered some other choices.